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Lo-Doc Loans

A Low Documentation (or No documentation) loans is suitable for the self-employed or small company borrower whose financial statements / tax returns may not be available for many different reasons e.g. their Accountant may not have completed their bookwork. To qualify for a Lo-Doc loan a borrower must generally have a clear Credit History.

These loans are usually at a variable rate and offer most of the features and benefits available on a lender's standard variable rate loan product. A Low document loan can be just as competitive as a mainstream loan, except in some cases lenders take out Mortgage Insurance (resulting in an additional costs to the borrower) once the loan amount exceeds 60% of the value of the property as opposed to 80% for a standard loan.

For more information or any enquiries call us on 1300 732 630 or contact us using our online enquiry form

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Commonwealth Bank