- They assume that their bank will look after them better because they have been a loyal customer for many years...
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- They place too much focus on one aspect only of the loan, e.g. the interest rate or the loan fees only...
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- They go to a bank and apply for a loan unprepared...
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- They ask for the cheapest loan instead of the loan that is best suited to THEIR circumstances...
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- They rush to fix the interest on their loan as a result of rate increases or over-blown media reports...
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- They do not fully understand the cost versus benefits of the loan features...
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- They borrow all their loans from the same bank...
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