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Hello,
As the year
comes to a close, its time to reflect on how lucky we are to have
survived the global financial crisis and be in a position to share
Christmas with loved ones.
We look at how you can enjoy the festive season without putting
yourself into debt - article 2 - and how to give from the heart, not
just the wallet - article 4.
In article 3 you will find practical advice about overcoming the
fear of risk and taking the first step towards home ownership.
Enjoy this newsletter and feel free to pass it on to family and
friends.
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333 Queensberry Street
North Melbourne VIC 3051| Tel: | 1300
732 630 | | Mob: | 0411 461 197 | | Fax: | (03)
9326 6305 |
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Cheaper to buy or rent?
Buying property is becoming cheaper than renting in many
suburbs across Australia, according to research by property pricing
specialist RP Data. It was found that in 94 metropolitan and
regional suburbs, the monthly cost of rental outstrips the monthly
mortgage repayment on both houses and units.
Read
More >>
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Clear of Christmas debt
If ever there was a popular time to go into debt, Christmas
is the choice of many. According to a Reserve Bank report, Australians
have more than $1.9 trillion in outstanding debt, 61 per cent of which
is made up of consumer debt. The festive season may well blow-out
this already inflated figure unless we fast reign-in our spending.
Read
More >>
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Seize the Day
You have been thinking about buying a property for some time,
but you cannot bring yourself to take the first step. Although you
know the benefits it will bring, you keep putting your decision off
because you are afraid of the risks involved.
Read
More >>
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The Gift of Giving
Many of us spend a fortune on gifts at Christmas but ignore
one of the most simple and effective ways to renew the true spirit of
the festive season - to give without expecting anything in return.Find
out what you can do and give a little this festive season.
Read
More >>
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Our Partners
Citiwide is a Full Member of the Mortgage & Finance
Association of Australia (MFAA), the peak body for mortgage
intermediaries in Australia.
We comply with the Association's code of conduct, which is binding
on its members.
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About Us
Patrick is the founding Director of Citiwide, the 1-StopShop
convenience for your Loan, Conveyancing and Insurance needs. Citiwide
was established in 1988.
With 20 years experience in the industry, Citiwide's team of expert
Finance Consultants can confidently find and organise the loan that is
best suited to you.
Citiwide is accredited with over 20 banks and lending institutions
and the service is totally FREE.
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Disclaimer:
This newsletter is intended to provide general news and information
only. Readers should rely on their own enquiries before making any
decisions regarding their own interests. Please do not rely on any part
of this newsletter as a substitute for specific legal or financial
advice. All material is copyright 2009.
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