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Hello,
A new year brings with it new challenges, but also an opportunity to set new goals. With rental yields, interest rates and the economy on the up, its hard not to feel that this year is all about positive change.
In this newsletter we have a look at what the statistics show for rising rental yields (below), plus how bank customers can save by moving to a cheaper mortgage provider (article 2). In article 3 we outline what the economists are predicting for interest rates over the coming year.
Article 4 continues the theme of change, with some practical advice on New Years resolutions - how to make them and how to keep them! As your mortgage broker we would be delighted to help you with any financial goals you may wish to achieve this coming year.
Enjoy this newsletter and feel free to pass it on to family and friends.
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333 Queensberry Street
North Melbourne VIC 3051| Tel: | 1300 732 630 | | Mob: | 0411 461 197 | | Fax: | (03) 9326 6305 |
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Rents on the Up & Up
Property investors can hit the ground running in 2010 with the news that rents are predicted to keep rising around the nation. Economic forecaster, BIS Shrapnel, is anticipating rental growth to increase by an average of 5.8 per cent a year over the next three years. This increase would result in landlords pocketing an extra $1.9 billion in rents between 2010 and 2012.
Read More >>
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Save Dollars
Think what you could do with an extra $3,000 in your pocket - a holiday, new TV, gym membership? That's how much you could save by letting us shop around for your home loan.A $3,000 saving each year in interest repayments and fees equates to a saving of $48,000 over the life of a loan, taking the example of an average loan of $250,000 with a 30 year term.
Read More >>
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Economy on the Mend
If we could place bets on interest rate movements, the odds would be firmly stacked in favour of more rate rises over the coming year.Of course we can't take bets, but we can tell you what the experts are predicting. A recent survey of 17 economists by Australian Associated Press found that all believed interest rates would now keep moving upward, spelling the end of near 50-year lows. The survey's median forecast for where Reserve Bank interest rates will be sitting mid 2010 was 4.25 per cent.
Read More >>
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The Year Ahead
George Eliot's inspirational quote 'It's never too late to be what you might have become' is a great way to start off your new year in the right frame of mind.Regardless of what type of year 2009 has been, the dawn of 2010 represents a perfect opportunity for each of us to make a fresh start, repair on our mistakes and build on our success.
Read More >>
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Our Partners
Did you know? We can now handle all your conveyancing needs in-house through our fully licensed subsidiary, Citiwide Conveyancing Network (Licence No: 000553L)
If you're considering buying or selling a property, please call Noni Jean on 0418 338 447 for some great advice.
Our service is available 7 days a week.
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About Us
Patrick is the founding Director of Citiwide, the 1-StopShop convenience for your Loan, Conveyancing and Insurance needs. Citiwide was established in 1988.
With 20 years experience in the industry, Citiwide's team of expert Finance Consultants can confidently find and organise the loan that is best suited to you.
Citiwide is accredited with over 20 banks and lending institutions and the service is totally FREE.
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Disclaimer: This newsletter is intended to provide general news and information only. Readers should rely on their own enquiries before making any decisions regarding their own interests. Please do not rely on any part of this newsletter as a substitute for specific legal or financial advice. All material is copyright 2010.
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