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Hello,
If you catch yourself laughing out loud, keep on going! Laughter is a great cure for many ills, and with the global financial crisis behind us, weve got plenty to laugh about.
In the first article - 'housing market blasts off - we discover just how optimistic Australian borrowers and investors feel about the housing market and whether there is a basis for this confidence.
In the second article we address the topic of rising interest rates and look at ways that you can prepare your budget and finances to cope with higher repayments.
Lastly, we end on a lighter note, with an article about how laughter can improve workplace productivity. We hope that as your mortgage broker you can feel comfortable enough with us to share a laugh - especially when we tell you how much you can save by letting us assist with your borrowing needs!
Enjoy this newsletter and feel free to pass it on to family and friends.
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333 Queensberry Street
North Melbourne VIC 3051| Tel: | 1300 732 630 | | Mob: | 0411 461 197 | | Fax: | (03) 9326 6305 |
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Housing Market Blasts Off
Confidence in Australia's housing market has returned in spades, according to a survey by the Mortgage Finance Association of Australia.The survey found that almost three in four respondents (73%) expect house prices to rise, representing the highest level of confidence in more than three years.
Read More >>
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Insuring your mortgage
With interest rates predicted to rise again this year, you may want to consider taking out mortgage insurance for protection against financial difficulty.Should you suffer an illness or injury, Mortgage Protection Insurance will cover your mortgage repayments for a prolonged period, allowing you to concentrate on getting better or re-entering the workforce.
Read More >>
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Plan for Rate Rises
It's no secret that interest rates are rising, which means planning ahead for future increases in home loan repayments.Most economists are predicting that the official cash rate will rise to around 4.75 per cent to 5.00 per cent by the end of 2010. These predictions are made all the more certain by the news of solid employment growth and an economy that is recovering faster than previously thought.
Read More >>
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Grab a Grin
Being merry has many merits but basically it makes us feel good. From medieval court jesters to contemporary comic millionaires, the ability to get a giggle has always been highly rewarded.Scientific and social researchers have compiled long lists of the physiological and psychological benefits associated with laughter. Lowered blood pressure, reduced stress hormones, strengthened immune system, improved circulation and muscle relaxation are just some of the ways our body responds when we exercise our sense of humour.
Read More >>
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Our Partners
Did you know? We can now handle all your conveyancing needs in-house through our fully licensed subsidiary, Citiwide Conveyancing Network (Licence No: 000553L)
If you're considering buying or selling a property, please call Noni Jean on 0418 338 447 for some great advice.
Our service is available 7 days a week.
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About Us
Patrick is the founding Director of Citiwide, the 1-StopShop convenience for your Loan, Conveyancing and Insurance needs. Citiwide was established in 1988.
With 20 years experience in the industry, Citiwide's team of expert Finance Consultants can confidently find and organise the loan that is best suited to you.
Citiwide is accredited with over 20 banks and lending institutions and the service is totally FREE.
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Disclaimer: This newsletter is intended to provide general news and information only. Readers should rely on their own enquiries before making any decisions regarding their own interests. Please do not rely on any part of this newsletter as a substitute for specific legal or financial advice. All material is copyright 2010.
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