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Hello,
The start of spring traditionally brings a rush of properties to the market, as sellers are keen to show off their homes when the sun is shining and their gardens blooming.
For those in the market for a spring purchase, we look at how much deposit you may need in our 3rd article. We also answer many of the common questions posed by established buyers, in article 2: 'Second Time Around.
For those in the market to sell, you might want to give some thought to the competition you may be up against at this time of the year - see the 1st article.
The most important advice to take from this newsletter can be found in article 4, 'Cool in a Crisis, which provides practical advice for dealing with day-to-day stress.
Enjoy this newsletter and feel free to pass it on to family and friends.
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333 Queensberry Street
North Melbourne VIC 3051| Tel: | 1300 732 630 | | Mob: | 0411 461 197 | | Fax: | (03) 9326 6305 |
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Spring Sales
Contrary to popular belief, spring is not always the best time to put your property on the market.
Many vendors favour selling in spring because gardens look good and sunshine encourages buyers out on inspection; however spring can also bring a flood of properties on the market. This means that competition is fierce and you will have to work hard to catch buyers' attention.
Read More >>
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Second time around
History rarely repeats itself and this is certainly true of buying a home second time around. As an established - or next time buyer - you have experience on your side but there are many new challenges to encounter that you may not have dealt with as a first home buyer.Here are the answers to the most commonly asked questions by next time buyers.
Read More >>
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How much Deposit?
It's possible to buy a home with very little deposit, but there are a number of reasons why it makes sense to save a decent deposit before you apply for a loan.The number one benefit is that you will have access to a broader choice of home loan options from a great variety of lenders. When assessing a loan application, lenders look at factors like employment history, income, loan amount and deposit as they want to know whether you can pay back your loan on time.
Read More >>
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Cool in a Crisis
All of us have suffered from stress at some point in our lives, but no one wants to feel stressed on a daily or weekly basis.A certain amount of stress is normal and actually prevents us from feeling dissatisfied and bored, but large amounts of stress usually have a destructive rather than a motivating influence. In addition to affecting our ability to make decisions, stress can result in any number of physical and emotional complaints, from headaches and backaches to depression and insomnia.
Read More >>
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Our Partners
Did you know? We can now handle all your conveyancing needs in-house through our fully licensed subsidiary, Citiwide Conveyancing Network (Licence No: 000553L)
If you're considering buying or selling a property, please call Noni Jean on 0418 338 447 for some great advice.
Our service is available 7 days a week.
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About Us
Patrick is the founding Director of Citiwide, the 1-StopShop convenience for your Loan, Conveyancing and Insurance needs. Citiwide was established in 1988.
With 20 years experience in the industry, Citiwide's team of expert Finance Consultants can confidently find and organise the loan that is best suited to you.
Citiwide is accredited with over 20 banks and lending institutions and the service is totally FREE.
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Disclaimer: This newsletter is intended to provide general news and information only. Readers should rely on their own enquiries before making any decisions regarding their own interests. Please do not rely on any part of this newsletter as a substitute for specific legal or financial advice. All material is copyright 2010.
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